The Bread Cashback American Express Credit Card does not come with an introductory APR for purchases or balance transfers, unlike many other cash back credit cards. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Bread Savings offers high yield savings and CDs with limited fees, including no monthly maintenance fees. of 26.99% Get this card if you want to earn 2% back on all purchases without worrying about earning categories. Either$10or5%of the amount of each transfer, whichever is greater. Can You Build Credit With a Prepaid Credit Card? $300 - $10,000 credit limits. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. This is actually surprising seeing that as much as some bash Comenity, they can be picky when accepting applications. My current scores as of 6/6/2022 are TU: 650, EQ: 621, EX: 613. Get a free consultation from a leading tax expert, View all credit cards offered by Comenity Bank, Please write a review to submit your vote, Bread Cashback American Express Credit Card, Chime secured Credit Builder Visa Credit Card, Compare Business Checking Accounts Reviews. . But as of 2022, consumers have a sizable share of such cards to pick from, as well as category cards stuffed to the brim with additional flat-rate categories, perks and other goodies. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. AAFES also provides a Barber who is available every Thursday from 10:00 a You can use receipts from grocery stores, convenience stores, . How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Bread Cashback American Express Credit Card - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. Go to the providers site and select Apply now. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. The Bread Cashback American Express Credit Card comes with solid perks for a no-annual-fee card, including: 2% cash back on all purchases, with no limits No annual fee or foreign. To check the rates and terms you qualify for, one or more soft credit pulls will be done by All Help Topics Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Subscribe to our latest articles, news, and promotions! SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. issued by Comenity Bank. Top market rates 1 We monitor the top APYs to keep your savings growing. Earn unlimited 2% cash back on purchases when you use the card. Please enter the 12-digit Prescreen ID found on your prescreen offer to accept and continue. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. American Express (AmEx), Cash Back Credit Card, No Annual Fee, No Foreign Transaction Fee, Third Party AmEx Card. may affect your credit. 5% Balance transfer fee. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. However, carefully review your cashback card choices there are many 2% cashback cards on the market with additional features or bonuses that can result in some added value to your bottom line. Select independently determines what we cover and recommend. Trademarks | Terms of Service | Privacy Statement | Site Map Enjoy these great benefits when you use your Bread Cashback Card: 2% unlimited cash back 1 No annual fees 2 No foreign transaction fees 2 Terms and Conditions 1 Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Bread Financial is a newer company and customer reviews of the provider as well as the Bread Card arent yet available. Finder.com LLC. If you already have a paypal acct, they easily approve the paypal mastercard 2% cashback, soft pull, just 4 digits of SSN. Apr 9, 2012. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. What Are the Differences Between Federal and Private Student Loans? Bread Cashback Amex Approved with low 600s - $3,000 SL, Bread Cashback Amex: $3,000; Synovus Travel Rewards: $1,000; CapOne QS: $600; CapOne WalMart: $750; CapOne Secured: $500; Sync Venmo Visa: $500; CreditOne: $650; NFCU nRewards Secured: $200; CFNA Firestone: $2,400; Comenity Overstock: $2,700; Comenity JCrew: $150; Sync CareCredit: $2,000; Sync Amazon: $1,200; Sync Lowes: $5,000; Sync Paypal Credit: $500; Barclays Old Navy: $750; Citi Shell Mastercard: $400; Citi Exxon SmartCard+: $400, Re: Bread Cashback American Express Approved with low 600s - $3,000 SL, { BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k, Re: Bread Cashback Amex Approved with low 600s - $3,000 SL. I am a little over a year into my rebuild with scores originally being in the high 400s/low 500s. At heart, theres nothing at all wrong with the Bread Cashback American Express Credit Card and it can prove a valuable addition to your wallet if you need a flat cashback card. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. We may receive compensation from our partners for placement of their products or services. i have seen a few others approved recently as well. U.S. Bank Shopper Cash Rewards Visa Signature Card will have a $95 Annual Fee. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. FTC's website on credit. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. balance transfer APR Apply with a good credit score of 670 or greater. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Which Account Fits You Best? Visit the Bread Cashback American Express Credit Card website. If youre only concerned about earning 2% back on your purchases, it works just as well as the competing cards I mentioned. For example, if you buy a $1,000 laptop, you will receive $20 back in cash. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. We may also receive payment if you click on certain links posted on our site. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Bread Cashback American Express Credit Card. Bread Cashback American Express Credit Card isn't available on Finder right now. Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), plus 1% on all other purchases. Prescreen ID Accept Offer $10,000 credit limits. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Certificates of deposit. The Bread Cashback American Express Credit Card Earn unlimited 2% cash back on purchases when you use your Bread Cashback Card 1, plus receive premium American Express benefits. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Compare now Earn interest immediately 3 Easily transfer funds from an existing bank. This editorial content is not provided by any financial institution. What KInd Of Credit Do You Need For An Auto Loan? We earn a commission from affiliate partners on many offers. Should You Use a HELOC to Pay Off Credit Card Debt? Flexible Financing Products Buy the things you want now & pay over time. service provider and read the information they can provide. Bread Cashback American Express Credit Card Editor's Score: (N/A) Intro offer: Regular APR: 15.74%, 23.24%, or 27.24% Recommended credit score: 670-850 (Good to Excellent) NextAdvisor's ( Purchases over the $10,000/month cap still earn 1.5% cashback.) Comenity Capital Bank customers: Call 1-877-287-5012 (TDD/TTY 1-888-819-1918) Bread Pay Customers: Call 1-844-992-7323 or email support@breadpayments.com. Savings vs. Money Market? Twitter/Instagram: RJ_FinancialLinksQuicken Loans - $500 back after closing purchase or refinance http://rktrefer.com/rj1WalletsBellroy Slim Sleeve - https:/. Currently have 2 other products with Comenity/Bread, an Overstock credit card@ $2,700 that has been open 18 months, and a JCrew credit card@ $150 that has been open 26 months that they refuse to raise the limit on. Up to $250: Up to $150 back by earning 20% as statement credit on PayPal purchases in the first 6 months, plus $100 statement credit after spending $2,000 in the first 6 months, 3% at U.S. supermarkets on up to $6,000 per year, then 1%; 3% on U.S. online retail purchases, on up to $6,000 per year, then 1%; 3% at U.S. gas stations on up to $6,000 per year, then 1%, Earn up to $250: Up to $150 back by earning 20% as statement credit on PayPal purchases in the first 6 months. The card has a 2% - 10% cash back at select merchants. It also costs $0 annually and features an APR of 19.24%, 26.74%, or 29.99% variable depending on your credit score. The annual fee is $0 and there are no. Bread Cashback also offers premium benefits, including purchase protection, zero fraud liability, identity theft insurance, and access to American Express merchant, dining and travel offers. that ranges from We may receive payment from our affiliates for featured placement of their products or services. Would you recommend Bread Cashback American Express Credit Card to your friends? Bread Cashback American Express Credit Card has a Talk with a financial professional if you're not sure. Consolidating vs. - Sears ThankYou Citi Mastercard, $10,500 limit, opened in 2009. IRS Tax Debt Relief Program: What Is It and Do You Qualify? On 08.12.2022 you have access to 31 credit cards. Business Loans for New Businesses: What You Need To Know ? 4-year: 4.65%. 2 2% Unlimited cash back on purchases. Should You Hire a Debt Settlement Company or Do It Yourself? 1% cash back on eligible purchases right away. Filter & compare all your options in one place. The Bread Cashback American Express Credit Card Puts More in Your Pocket Earn cash back rewards every day. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. Further information is available in our FICO Data Privacy Policy. Information about the Bread Cashback American Express Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. You wont find a signup bonus on the card like youll find on the Wells Fargo Active Cash Credit Card, and the Bread Card also lacks a 0% intro APR offer on balance transfers, something youll find on the Citi Double Cash Card. That is great to hear, congratulations on your approval as well! We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. Enjoy your cash back, Congratulations on your approval@siktirgit. Our information is based on independent research and may differ from what you see from a financial institution or service provider. But in a market where card features can result in hundreds of dollars in value, the Bread Cards simplicity is more of a hindrance than an asset. Looking to add a robust cashback or rewards card. It also has a April 13, 2022 | US Cardholders earn unlimited 2% cash back every day with no annual or foreign transaction fees. . "Cash back" credit cards can help you earn cash rewards as you use your credit card for purchases. Their use does not signify or suggest the endorsement, This is a great card imo and on that score a huge win. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. The Bread Cashback American Express Credit Card comes with solid perks for a no-annual-fee card, including: And while a welcome bonus is a great way to get started with earning rewards on a new credit card, this new cash-back credit card doesn't currently offer one. (It's a World Elite Mastercard). How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Personal Loan Vs. Line Of Credit: Which Is Better? . All rights reserved. No Annual Fee Enjoy all the benefits of an American Express card with no annual fee or Foreign Transaction Fees. Rewards Your Way Redeem cash back via direct deposit or as a credit on your statement. What Are Collateral-Free Unsecured Business Loans? 32 East 31st Street, 4th Floor, cash advance APR FICO Score: 819. Get a free consultation from a leading credit card debt expert. Bread AmEx Credit Card Review. Potentially lower than average purchase APRs. 1. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. ago Applied for it a month ago, got asked for more documents on 4/29/22. FTC's website on credit. It also offers very competitive benefits compared to similar products by other issuers. Information Systems Specialist Patrick Coffee and Sean Czarnecki November 18, 2019 Ohio University has conducted three rounds of layoffs The four tech companies . Cash Back Earn 2% unlimited cash back on purchases when you use your Bread Cashback Card. No rewards caps, opt-ins or categories to manage. Features of FAB Cashback Credit Card You earn a bonus cashback of AED 300 on the first transaction done within 30 days of issuing the card. His expertise has been featured on numerous outlets, including U.S. News & World Report, NASDAQ, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more. Rewards Cardholders. The owner of this website may be compensated in exchange for featured placement of certain Please explain your vote by sharing your experience. r/CreditCards . If you're interested in earning a welcome bonus on a cash-back credit card, check out Select's list of best cash-back credit cards for example, with the Chase Freedom Flex you can earn $200 cash back after you spend $500 on purchases in your first three months from account opening. Check your strategy to meet the minimum spend before applying for the card. None of this is to say the Bread Card is a poor choice. Optional, only if you want us to follow up with you. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. In terms of rewards, this is currently the best flat-rate cash-back credit card offered on the American Express network. Here's what you need to know about the new card, and what else you should consider when it comes to flat-rate cash-back credit cards. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. The Bread Cashback American Express Credit Card earns that coveted 2% cash back on all purchases, with no cap on the amount of rewards you can earn. While travel credit cards tend to get the lion's share of attention because of their flashy benefits, cash-back cards also provide opportunities for consumers to save on their everyday purchases, and without the added hassle of having to redeem points and miles. Extra Benefits This card has no foreign transaction fees, no annual fee. Sign-up here. $200 cash bonus after you spend $500 on purchases within 3 months from account opening, Earn unlimited 1.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Learn more. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Our best selections in your inbox. The Quicksilver rewards program allows redemption at any time, without minimum requirements. 1 $0 Annual Fee and no Foreign Transaction Fees. Further information is available in our FICO Data Privacy Policy. Plus, earn 8% cash back on Capital One Entertainment purchases. Also, if you have a venmo acct, very easy to get approved for venmo CC with 3% cashback/category. NTB Credit Card Account from kudospayments.com Bread cashback card learn more about our cashback rewards credit card. Search: Layoff List. NextAdvisor - Bread Cashback American Express Credit Card Learn More Editor's Score: (N/A) Learn more At our partner's secure site. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. 04-13-2022 02:28 PM Bread Cashback AMEX Credit Card On the heals of Bread Financial's new name (btw parent company of Comenity) They have just announced a new Card .and not the typical Comenity store card but rather one that seemingly has strong partnership with AMEX (and obviously on the AMEX network) No, it does not offer a rewards program. Getting a Business Loan When You Have Bad Credit. Congratulations on your Cashback Amex Card approval! More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). The support contact email for Bread Cashback American Express Credit Card is webmaster@comenity.net. 5-year: 4.75%. Compare Home Equity Lines of Credit Reviews. New York, NY, 10016. Cashback Credit Cards for december 2022 in Canada. What is the credit limit and Annual Percentage Rate (APR) for the Bread Cashback American Express Credit Card? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. With the Bread Cashback American Express Credit Card, you could end up earning $442 in cash back each year, and the best part is the money can then be withdrawn and used however you'd like, whether you're setting up an emergency fund or investing in a brokerage account. No annual fee*. If you're wondering whether Bread Cashback American Express Credit Card is the right card for you, read on. By clicking "Accept All", you consent to our use of cookies. How to Find a Money Transfer Service Near Me? Home Equity Loan vs. Line of Credit: Which Should You Choose? Many factors affect your FICO Scores and the interest rates you may receive. Before applying for a new credit card, it may be fruitful to check your credit score to ensure it's high enough for you to qualify. You will receive 2% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. However, if you choose a product and continue your application at a Redeeming Rewards Rewards. Paid as a statement credit.2 1.5% unlimited cash back everywhere Mastercard is accepted. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%), 5% cash back on travel booked through the Chase Ultimate Rewards,3% on drugstore purchases and on dining (including takeout and eligible delivery services),1% cash back on all other purchases, $200 cash back after you spend $500 on purchases in your first three months from account opening, 0% for the first 15 months from account opening on purchases and balance transfers. Transaction per day . finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. There's a maximum deposit limit of $1 million per account and $10 million limit per customer. Select calculated how much in cash back the average American consumer could earn in credit card rewards based on their annual spending. Still no approval or card.. If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit. Terms apply, see, Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening, 3% cash back on dining, entertainment, popular streaming services and at grocery stores, 1% on all other purchases. I was very pleasantly surprised to be given an instant approval of $3,000 with a whopping 27.24% APR which I'm not concerned about as I will not be carrying any balance. What Are The Different Types of Life Insurance? The card also comes with helpful travel-related benefits through American Express and you'll never have to worry about foreign transaction fees when using it abroad during your travels. Pick something else if you want bigger rewards on specific categories or an introductory offer. This compensation may impact how and where products appear on this site Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. How do you keep my data collected through the credit card application process safe? Bread Cashback American Express Credit Card Review By Brian Martucci Date October 19, 2022 Our rating 3.7/5 Pros Unlimited 2% cash back on virtually every purchase No annual fee Lots of deals through Amex Offers and #AMEXFORFOODIES Cons No sign-up bonus No 0%-APR intro promotion Regular cash back earnings capped at 2% Table of contents Lots of new accounts as I've been trying to get my foot in the door with different creditors and plan to garden now for at least the next year, but so happy to finally have a revolver with a decent limit again. Steve is studying to become a Certified Educator in Personal Finance, and is a frequent face on Finders YouTube channel, offering the latest in credit card hacks and advice. The Bread Cashback American Express Credit Card is a solid option for many consumers, providing a competitive 2% cash back on all purchases. How much you can earn and under what conditions depend on the credit card's terms and conditions, but for consumers who tend to pay their statement balances in full, cash back credit cards can provide significant financial benefits. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. 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